
Malta is often called Europe's most affordable English-speaking study destination — but 'affordable' means different numbers to different students. Here's the honest breakdown our counsellors work with.
Tuition: what programs actually cost
Undergraduate programs at Maltese institutions typically range from €8,000–€12,000 per year, while postgraduate and MBA programs run higher. Some specialised programs go above this. These are approximate figures — always confirm the current fee for your exact course before applying.
Living costs: the monthly reality
A realistic monthly budget in Malta for an Indian student is around €700–€1,000. The split usually looks like this:
- Shared accommodation: €250–€450 per month
- Groceries and eating: €200–€300
- Transport (bus card): €30–€40
- Phone, internet, misc: €50–€100
The visa financial requirement
For the student visa, you'll need to show funds covering your stay — this is where most students underestimate. The exact figure depends on your course duration and accommodation, and the requirement changes, so treat any number you read online as a starting point, not a target.
Where students save
The biggest savings come from decisions, not coupons: choosing shared housing over a studio, cooking at home, and using Malta's excellent bus network instead of owning transport. Students who plan around these three routinely live on the lower end of the budget range.
The bottom line
A realistic first-year total for many programs lands between €15,000–€20,000 including tuition and living costs. It's a serious number — but significantly lower than the UK, Australia or the US for an English-taught European degree. Want the figure for your specific course? A free counselling call takes ten minutes.
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